Updates Brisbane & Australia-Wide Finance Broker
Finance Solutions Built Around Your Business
CZM Finance works with business owners, investors, and developers across Brisbane and Australia to unlock commercial property loans, asset finance, working capital, and complex loan structures fast.
Find the Right Finance Option for Your Business
Answer a few quick questions to see which finance solutions may suit your business situation.
The Challenge Most Business Owners Face
Your Bank Said No.
We Know What to Do Next.
01
Your bank doesn't understand your business structure
Self-employed, trusts, complex ownership, the big four's credit teams often can't see past unconventional structures, even when the business is perfectly healthy.
02
You're losing deals waiting For finance approval
Commercial property moves fast. By the time a standard bank processes your application, the opportunity is gone. You need a broker who can move at your speed.
03
You don't know which lender is right for your situation
With 40+ lenders,from big four banks to specialist non-bank lenders, knowing which one to approach for your specific deal type makes a significant difference to approval and rate.
03
Your current broker only knows one type of finance
Most brokers specialise in home loans. Business finance, commercial property, asset finance, working capital, restructuring, requires a completely different skill set and lender network.
"Most business owners don't have a finance problem. They have a broker problem, they're working with someone who doesn't know the full landscape of what's available to them."
Edward Chin, Founder, CZM Finance (since 2015)
"Most business owners don't have a finance problem. They have a broker problem, they're working with someone who doesn't know the full landscape of what's available to them."
The Challenge Most Business Owners Face
A Full Suite of Business Finance Solutions
From your first commercial property to complex multi-entity restructuring, CZM Finance has the expertise and lender network to make it happen.
01
Commercial Property Loans
Expand your portfolio or secure your business premises. We navigate commercial lending criteria to find the right deal for your property goals.
02
Working Capital Solutions
Keep cash flow healthy and operations running smoothly. Invoice finance, trade finance, and business lines of credit structured for your cycle.
03
Asset Finance
Equipment, vehicles, machinery, financed without tying up your working capital. Fast approvals, flexible terms, 40+ lender options.
04
Residential Loans for Business Owners
Self-employed and can't prove income the traditional way? We work with lenders who understand business owners and structure your application to succeed.
05
Business Restructuring Finance
Restructuring your entities for protection and growth? We help facilitate new funding structures that work with your updated legal and accounting setup.
06
Business Acquisition & SMSF
Buying a business or purchasing property inside your super fund? We've structured both and know exactly which lenders specialise in each.
Why CZM Finance
The Broker Who
Knows What You're Building
The Broker Who Knows What You're Building
Commercial Finance Specialist Since 2017
Edward Chin has been a finance broker since 2015 and moved into commercial finance in 2017. Most brokers dabble, Edward specialises. That difference shows up in deal outcomes.
40+ Lender Panel
When CBA says no, we have 39 more options. Non-bank lenders, specialist finance companies, and private credit providers that most borrowers don't know exist.
Broker Relationship Focus
We respect broker relationships. If you refer a client to us in a specialty area, we protect that relationship and send them back. We make more friends than competitors.
Fast, Structured, and Transparent
Business finance moves fast. We prepare your application properly the first time, right lender, right structure, right documentation, so approvals don't stall.
Edward Chin
Finance Broker & Founder,
CZM Finance
Finance Broker & Founder, CZM Finance
Edward has been placing finance for business owners since 2015, specialising in commercial lending since 2017. Based in Brisbane's Holland Park West, CZM Finance serves clients across Queensland and nationally through video and phone consultations.
Finance Broker since 2015
Commercial Finance Expert since 2017
40+ lender panel, bank & non-bank
Business acquisition, SMSF & restructuring
Brisbane-based, Australia-wide service
5.0 star client reviewed
Our Four Step Process
Initial Discussion
Provide details about your business and finance objectives.
Finance Assessment
The team reviews potential lending options based on the information provided.
Application Support
CZM Finance assists with structuring and submitting the application to suitable lenders.
Funding Outcome
If approved, finance is arranged and settled through the lender.
Frequently asked questions
Who is this service for?
Business owners, investors, and entrepreneurs seeking commercial finance.
Do you work with multiple lenders?
Yes, CZM Finance works with a panel of lenders to review funding options.
How long does approval take?
Timing varies depending on the lender and deal complexity.
Do you work with clients outside Brisbane?
Yes, consultations can be conducted remotely across Australia.
Find the Right Finance Option for Your Business
We offer home loans, investment property financing, commercial lending, and refinancing options. We provide tailored advice on loan structures, interest rate options, and repayment strategies, helping first home buyers, investors, and business owners.
© CZM Finance 2025